*As published in the Winter 2014 issue of Life Cents Magazine

After years of saving a couple hundred dollars of each pay cheque into an RRSP you’ve got quite a bit of money accumulated. When your retire the Canada Pension Plan and Old Age Security will cover your basic needs, but your RRSP will allow you to actually enjoy your retirement: travel, relaxation and hobbies hobbies. Unless you got sick and I mean really sick like cancer or suffering a heart attack.

Suddenly you are off work. Your ...

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Spring is upon us and with the rains washing away the winter dirt, many people start cleaning and organizing their households.  One thing that often gets overlooked in this period of purging and simplifying is your household finances. This year grab all your papers, open up your online accounts and tackle spring cleaning your finances.

#1: So many insurance policies, questionable benefit
It might seem odd for an insurance broker to say that you might not need all the insurance you are paying fo...
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If you've visited my newsletter page, you'll notice that I haven't posted anything in about a year.  As much as I feel badly for neglecting to add new information to my own site, I'm happy to be writing for a great online financial magazine: www.FinanceWorks.ca

It offers fantastic articles on a variety of topics from budgeting, to mortgages, to insurance (by me!), to travel and more. And now it's available in Chapters and Indigo stores across Canada as well as online. 

Bryan, the creator and ow...

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Thank you for visiting my website: www.jfordfinancial.com.  I hope to make this website more than a contact page but a resource for my clients.  I will continue to add interesting articles and useful financial calculators. But at the end of the day, planning needs a face-to-face consultation for me to be able to create a customized financial plan for you. 

Please contact me to arrange a sit down to get the planning process started: 250-808-5359 or jford@jfordfinancial.com. Whether you just ne...
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