J.Ford Financial Newsletter

*As published in the Winter 2013 issue of FinanceWorks.ca

Does your group benefits plan include disability insurance? If so, how well do you know your coverage? It could contain gaps that leave you under-protected in case of a claim, putting your lifestyle in jeopardy. 

Here are some things to consider when looking at your group disability ins...

No one thinks that they will suffer from a heart attack, stroke or cancer, especially when they’re young and healthy. Yet elite athletes like Lance Armstrong and Mario Lemieux are living proof that critical illness can effect even those that are young and in excellent physical form. Critical illness is life changing, and besides health, can take away people’s financial stability. The time and cost of treatment often results in a loss ...

Life insurance isn’t like the majority of products and services out there. It’s not something you just buy: you have to qualify to purchase it.  This is frustrating for many people who would like to have life insurance but have a health issue that prevents them from acquiring the coverage they need. Fortunately, there is insurance for the uninsurable.

The term “uninsurable” may seem quite definite, however, with the variety of life...