*As published in the Fall 2013 issue of FinanceWorks.ca

As the year comes to a close, it’s natural to reflect on what you’ve accomplished during the past year and what you want to accomplish in the year to come. When it comes to financial goals, the best advice is not to wait: the timing will never be perfect, you’ll always have bills to pay, but if you start now you can vastly improve your financial future.

Financial goal: Saving for your retirement
Canada Pension Plan and Old Age Securit...